Planning for the future is a responsible step that ensures your wishes are respected and your loved ones are protected. A Lasting Power of Attorney (LPA) is a legal document that allows someone you trust to make decisions on your behalf if you are unable to do so. Even if you’re currently healthy and independent, having an LPA in place can save significant stress for both you and your family. Here are five key signs it might be time to consider one in 2026.
You’re Planning Ahead for Health Changes
Life can be unpredictable, and illness or accidents can affect your ability to make decisions. An LPA for health and welfare allows your chosen attorney to make decisions about medical treatment and care if you’re unable to. Having this in place ensures your preferences are followed and relieves family members from having to make difficult decisions without guidance.
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You Own Property or Significant Assets
If you have property, investments, or other financial assets, an LPA for property and financial affairs allows someone you trust to manage these matters on your behalf. This can cover paying bills, managing accounts, or handling property transactions, ensuring your financial affairs continue smoothly even if you cannot manage them yourself.
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You Have Dependents or Vulnerable Family Members
Even if you’re not experiencing health issues, an LPA can protect those who depend on you. Your appointed attorney can make decisions to safeguard their welfare and manage resources for their benefit if you are incapacitated. This can prevent disputes and reduce stress during challenging times.
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You Want to Avoid Court Intervention
Without an LPA, if you become unable to make decisions, your family may need to apply to the Court of Protection to gain authority to act on your behalf. This process can be time-consuming, costly, and emotionally stressful. Setting up an LPA in advance is a proactive way to prevent unnecessary complications.
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You Value Peace of Mind
Ultimately, having an LPA provides reassurance that your wishes will be respected and that your loved ones are empowered to act in your best interests. It gives clarity, reduces uncertainty, and ensures that important decisions can be made smoothly and in line with your preferences.
Final Thoughts
2026 is the perfect year to take control of your future and protect the people and assets you care about. An LPA is not just a legal safeguard—it is an act of foresight and care. By recognising these signs and seeking professional guidance, you can ensure that your affairs are managed responsibly, and your loved ones are supported, no matter what the future holds.
