Tools For Homeowners

Tools For Homeowners

Tools To Help Homeowners

We have some extra tools that may help you including an SDLT Calculator, our panel list and more.

Making Property Transfers Straightforward

Whatever reason you may have to transfer your property, we can make the process clear and concise to help you on your way.

Stamp Duty Calculator

If you’re buying a residential property or piece of land in England or Northern Ireland, you’ll have to pay Stamp Duty Land Tax (SDLT) if your purchase is over the threshold of £250,000.

Stamp Duty rates as announced in the mini-budget on 23 September 2022 will remain the same until 31 March 2025.

The amount you pay is based on Stamp Duty bands. The tax is calculated on the part of the property price falling in each band.

Our Stamp Duty calculator lets you know the amount of tax you’ll be liable to pay. It’ll work out how much Stamp Duty you’ll owe, whether you’re a first-time buyer, moving home, or buying an additional property.

Calculate Your SDLT

Mortgage Calculator

A mortgage is one of the biggest commitments you’ll make in your financial life. But with so many different deals and options available, it can be difficult to work out which would cost you the least. Our mortgage calculator helps, by showing what you’ll pay each month to provide and insight on what you budget can stretch to for your house purchase or remortgage.

Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.


  • See how much you could afford to borrow
  • Work out what your monthly payments might be
  • Check how an interest rate change could affect you

Calculate Your Mortgage Repayments

Budget Planner

Use our Budget Planner to help you start the process of collating and organising your finances, expenses etc. to make sure your plan covers the entire future needs of you and your family. This will help determine what you can afford and how you may be able to make cuts in your lifestyle to stretch your budget.



Panel List

What is a lender panel? Simply put, a lenders panel is a list of solicitors a mortgage lender has approved to work with. If you are using a mortgage to purchase a property, or taking out a re-mortgage on a property you already own, it is important to make sure that the conveyancing firm you instruct for the legal work is named on your mortgage lender’s list of approved conveyancers.

We are currently on the following panels inclduing most high-street lenders:


  • Nationwide Building Society
  • Halifax
  • Birmingham Midshires
  • Lloyds Banking Group
  • Santander
  • Coventry Building Society/ Godiva Mortgages Ltd.
  • HSBC
  • Bank of Ireland
  • Barclays Bank UK PLC
  • Natwest
  • Pepper Money
  • Help To Buy: ISA

We are always growing our panel list. If you do not see your mortgage lender on the list, do not worry we can request membership.

Areas Of Residential Conveyancing We Cover



Whether your a first time buyer or moving up the ladder, our conveyancing team can assist you with purchasing a property.



Our conveyancing team can help you sell your property expertly and efficiently.



O’Hara Solicitors can make buying and selling a home as stress-less as possible.



Looking to remortgage? O’Hara Solicitors can help guide you through the process.



Our conveyancing team have a wealth of experience on dealing with transfer of equity matters.



We have rounded up a few tools to help you with your conveyancing journey including stamp duty and mortgage calculators.